Register your agent first
Many builders only work with a buyer's agent who came with you on your first visit. Walk in alone and you may be on your own for the whole contract.
For new-construction buyers
Touring new homes?Bring your agent first.
The friendly person in the model home works for the builder. Sarah works for you — on the contract, the incentives, the upgrades and the inspection. Many builders ask that your agent come to your first visit, so start here.
No obligation · never sold
Sound familiar?
The sales office works for the builder.
Incentives are negotiable
Builders often offer help with closing costs, upgrades or a lower rate, frequently tied to their own lender. Compare it with a price cut on your own numbers before you choose — the calculator below shows both.
Price cut vs. buydown
Same dollars. Different payment.
Monthly principal and interest
Enter a price
Principal and interest only, on the numbers you entered; taxes, insurance, HOA and any mortgage insurance add to it. Not a loan offer. Whether your loan allows a buydown, and how much a seller may contribute, depends on the loan program — a licensed lender confirms both. Nothing you type here is saved; if you send your details, this summary goes to Sarah with them.
Have Sarah ask for it in your offerHow it works
Your side. From the first visit.
- 01
Tell Val where you're looking
Areas, builders you've seen, and what you need. Val answers questions any hour.
- 02
Compare the incentives
A builder's rate buydown vs. a price cut on your own numbers, plus what upgrades and the lot premium really add.
- 03
Tour with Sarah
Sarah registers with the builder, comes to the visit, and negotiates the contract on your side. No obligation.
Meet Val
Ask Val about buying new. Answers in seconds.
- Works for Sarah. Only Sarah.What you share goes to Sarah and nobody else.
- Answers any hour.Nights, weekends, the middle of a move.
- Never quotes a rate.Rates, terms and approvals come only from a licensed lender. Val tells you what to ask one.
Val is an AI assistant. It never makes up a number, and says so when it doesn't know.
Questions
Straight answers.
Who pays the agent on a new home?
It depends on the builder and on the agreement you sign with Sarah. Often the builder pays the buyer's agent fee; Sarah explains exactly how it works, in writing, before you commit to anything.
Should I use the builder's lender?
Their incentive may be worth it, or not. Get a quote from at least one other licensed lender and compare the whole offer, not just the rate. Sarah can introduce you to a few — you choose.
Is Sarah a lender?
No. Sarah works in real estate. Rates, terms, and whether an incentive fits your loan come only from a licensed mortgage lender.
New house. Your own agent. From the first visit.
Tour with someone on your side. Two steps, ten seconds. It goes to Sarah and nobody else.